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Frequently Asked Questions

Yes it does and it can lead to being asked to fix it before employment terminations esp bank employees and other financial service industries. Employers check your credit reports too and can affect promotion too.
You can be under debt review ONLY,ONLY when you have signed an application form OR submitted your payslip,bank statements and other income and expenses .In the absence of that its null and void.
The cancellation only cancels the debt counsellor services only. You will still need that flag removed.
Once on debt review you cannot access any form of credit and its illegal to do so while debt consolidation doesn’t block any credit. Debt consolidation allows you to apply for credit both reduce the installments you have to pay for your accounts and that’s the confusion many cannot distinguish.

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